Maharashtra cow loan schemes 2025 are helping thousands of dairy farmers improve their livelihood. This guide explains how these schemes work.
1. Introduction (include focus keyphrase)
The Government of Maharashtra offers cow loan schemes to empower dairy farmers. These schemes support cow purchases and rearing.
2. Why Maharashtra cow loan schemes matter
- Dairy farming boosts farmer income.
- Cow loans reduce farmer credit burden.
- Indigenous cow subsidies preserve local breeds.
3. Key Loan & Subsidy Programs
3.1 NABARD Dairy Entrepreneurship Scheme
- Loan subsidy up to ₹2 lakh.
- Applies to cow, buffalo, and milking equipment
- Interest-free for 5 years.
3.2 Bank of Maharashtra Animal Husbandry Loan
- Loans for cow, buffalo, poultry, goats
- Up to ₹2 lakh margin-free; larger loans require 15–25% margin.
- Rates tied to MCLR + 0.5–3%.
3.3 Maharashtra District-Level Milch Cow Scheme
- 75% subsidy for SC, ST farmers
- Two dairy cattle per unit; buffalo subsidy also available.
- Requires online application via AH‑MAHABMS portal.
3.4 Indigenous Cow ‘Rajya Mata’ Subsidy Scheme
- Goshalas get ₹50 daily per cow subsidy
- Encourages indigenous breed rearing.
3.5 Additional District Schemes
- Pullet/chick distribution, goat/sheep aid
- Fodder assistance and veterinary support.
4. Eligibility & How to Apply
- BPL, SHG, women, SC/ST farmers eligible.
- Apply via AH‑MAHABMS portal before annual deadline
- NABARD applications through banks.
- Banks require KCC, land papers, identity proofs.
5. Benefits of Schemes
- Enhances milk production and household income.
- Preserves native cow breeds.
- Reduces rural unemployment.
6. Real Farmer Stories
Share brief quotes (fill later) on loan success and dairy growth.
7. Challenges and Solutions
- Farmer awareness needs improvement.
- Delays in application process occur.
- Loans require timely repayment.
- Support through veterinary services advised
8. Government Support Ecosystem
- Mahabms portal simplifies scheme access.
- Pankaja Munde promotes doorstep veterinary care
- Goshalas monitored via district committees.
9. Future Outlook
- Expected expansion in pilot regions.
- Indigenous breeds to be revalued.
- Dairy farmer incomes likely to rise.
10. Conclusion
Maharashtra cow loan schemes boost dairy farming, rural income, and breed conservation. Farmers should act while applications remain open.
मुखपृष्ठ – नाबार्ड – राष्ट्रीय कृषि और ग्रामीण विकास बैंक
